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Showing posts from April, 2019

How much loan can I get?

What is my capecity to borrow?“How much can I borrow?” is a frequently asked question. How much you can pay off each month depends on your financial situation. You can assume that what you save every month can also pay off monthly for your loan. Curious how much you can pay exactly? Make an estimate of your repayment capacity yourself based on a few guidelines. Repayment strength= monthly salary- monthly expenses How do you calculate your monthly income? To calculate your repayment capacity for a loan, you need your monthly income.By monthly income we mean:your wage / work allowancealimonyan income from a self-employed activity or additional incomethe rental of an apartment or houseA few tips:Do your income differ per month? Add up your income for a few months and take the average of it.Are you borrowing with another person? Then you add up your monthly income, but make sure that you do not count income twice. Example: you rent an apartment together, then you can only count this income on…

Car loan simulation

Do you want to do a car loan simulation, for example because you are curious about the costs of your credit? Make sure that you indicate in any case what amount you want to borrow and at what interest rate you can do that. In addition, make a choice from an installment loan or a credit opening, as these variants will entail different conditions. Online car loan simulationThanks to the online car financing simulation you can easily look for the cheapest option. Compare different car loans with each other, based on the Annual Cost Percentage (APR) that you pay there. In this way you get an overview and picture of the costs you can count on. Did you know that a small difference in the interest rate with a term of, for example, 4 years can easily ensure that you can save up to several hundred euros in costs? The differences may sometimes seem small, but thanks to a car loan simulation you can easily find out what you can save.Cheapest car loanDo you want to take out the cheapest car loan ?…

Cheapest car loan

Do you want to take out a car loan so that you can immediately drive away in your new acquisition? Then it is wise to perform a car loan simulation. You thereby ensure that you can take out the cheapest car loan. The differences may seem small, but thanks to the simulation you also have the possibility to properly assess the consequences in the longer term. In that regard, the simulation ensures that you are not faced with any surprises during the term. It will only take you a few minutes of your time, but it can, among other things, result in a sharper interest rate. Exit onlineYou can of course take out the cheapest car loan online. The costs are a lot lower with the online providers, because they themselves have more margin thanks to the lack of costs for a large office or a large number of employees. Instead, you can already perform a simulation yourself and you have the option to find out what is the best option for you. This saves the provider a lot of time, so you can count on a…

Loan simulator

Are you curious about exactly what a car loan will cost you, both when you take out a loan and when you have been using it for a year or more? Then use the loan simulator. It is important to indicate which amount you want to borrow and which interest rate you can agree with the bank. Also indicate the desired duration of the loan. You can use the loan simulator in this way to find out what the car loan will cost you and determine for yourself whether this fits in with your income and expenditure pattern. Online loan simulatorYou can of course approach the loan simulator online, so there is no need to leave the house. You can use your computer instead. Check with the various banks what interest rate you would pay if you decided to take out a loan there. Then use these percentages in the loan simulator. In this way you ensure that you get a good picture of what you should take into account, so that you can close the car loan on the basis of good preparation.Compare car loansMoreover, com…

APR

Are you planning to take out a car loan, or are you looking for the possibility to save on this? Then there is a good chance that you will have to deal with the APR, the Annual Cost Percentage. This is a percentage that indicates how many costs you pay annually to be able to use the credit to purchase the car. For example, in the past credit providers tried to lure you with a low interest rate, and then charge you high other costs. This is no longer possible thanks to the APR, which means that you can clearly see in advance what the car loan will cost you. Higher than the interest rateKeep in mind that the APR is generally slightly higher than the interest rate that you pay. That has to do with the fact that you will pay the interest monthly, instead of per year. The interest rate is specified in the advertisements and offers on an annual basis. In addition, there may be any additional (administrative) costs. When comparing car loans, always look carefully at the APR to ensure that you…

Compare car loan

Are you looking for the cheapest car loan? Then it is wise to compare these with each other. In this way you ensure that you pay the sharpest possible price for the credit you wish to purchase. You can of course choose from an installment loan (personal loan) or a credit facility (revolving credit). This first variant is best suited for a car loan, when you want to be clear about what the loan will cost you in the various months. The interest rate is fixed, so you can compare the car loans based on the total costs.Read about: car loans bad credit no money downcar loans bad credit no money downRefinance car loanRefinance car loanRent to own carsrent to own cars Compare on JKPAre you going to compare car loans? Then for a good car loan it is very wise to use the APR. You can thus ensure that you can maintain the actual costs per year, instead of, for example, the interest rate on an annual basis. The latter may seem obvious, but it is the APR that clearly indicates what the costs will ac…

Apply for a car loan

Do you want to apply for a car loan? You no longer have to leave the house for that, it is sufficient to contact us online. That does not alter the fact that on the other hand it is wise to prepare well first. In this way you ensure that you know what is possible and what the car loan will cost you. Always start from the Annual Cost Percentage (APR) and use a car loan simulation. You will then see exactly what you should take into account, while you also have the option to compare multiple options. Apply onlineYou can apply for your car loan online by clicking directly to the lender that you would like to use. Have you heard good stories about one of the providers, or is it a sharp JKP that you would like to use? Then make an online request directly by passing on the important data with a view to your personal situation. You will then probably have to provide some additional information or documents. In most cases this can also be done online, so you can apply for the car loan in a sim…

Amount of interest rate

The level of the interest rate largely determines how high the costs will rise. An interest rate of 6.8% per annum may seem only slightly higher than an interest rate of 6.4% per annum, but this may already save a few tens of euros in interest in the first year on a € 10,000 loan. Over the entire duration of, for example, 5 years, the difference will increase to a few hundred euros. In that regard, it is wise to keep a close eye on the interest rate when you want to take out a car loan.Read about: car loans bad credit no money downcar loans bad credit no money downRefinance car loanRefinance car loanRent to own carsrent to own cars Interest rate for your car financingHowever, the level of the interest rate is not the only important factor, it is also wise to take into account any additional costs. You can take out the cheapest car loan by looking closely at the Annual Cost Percentage (APR). This is a percentage that the lenders are required to state in order to clarify the percentage o…

finance car loan

Do you already have a car loan, but do you think you can take out a more cheap car loan ? Then it is wise to refinance this if necessary. Always start from the conditions with regard to the loan that you already have. Is it about a credit opening? In most cases, you can then pay extra without penalty. However, this is a bit more difficult when you use an installment loan. Take into account any additional costs and on that basis opt for a refinancing of your car loan.Read about: car loans bad credit no money downcar loans bad credit no money downRefinance car loanRefinance car loanRent to own carsrent to own cars Cheaper refinanceRefinancing your car loan will in most cases ensure that you pay a more competitive price for the loan that you use. Try to merge several smaller loans, or go for a new large loan with a much lower interest rate. In recent years this has declined further and further, making it possible today to take out an advantageous credit. In that regard, it is interesting …

Inexpensive borrowing

Do you want to take out a cheap car loan, or are you wondering if you are already paying the lowest interest rate? Then perform an online comparison and simulation, on the basis of which you can find out within a few minutes whether you would be wise to apply for a refinancing. In that regard, it is an excellent idea to check this regularly, so that you do not pay too much over time. The interest rate has fallen considerably in recent years, making the cheap car loan relatively easy to close at the moment.Pay little for your car loanThanks to a cheap car loan, you have the option of driving away directly in a car, without having to bear the full costs for this at the moment. You can use the coming years to pay the costs, so that you don’t have to worry about that at the moment. Make use of a credit facility or an installment loan, to save as it were afterwards. You can borrow cheaply at a competitive interest rate , so that the car loan does not have to cost you much and you will imme…

Car loan used car

Do you want to take out a car loan for a used car? You have several options for this, which makes it wise to compare these with each other. You then ensure that you get a good picture of the interest rate that you must take into account. Compare the different providers and make a simulation of the car loan for a second-hand car. You will then find out what the car will cost you in the coming years, so that you will not have to deal with unpleasant surprises. Instead, you can count on complete clarity. Financing used carYou can take out a car loan for a new car, but nowadays it is also possible to finance a used car. Use a credit facility with which you can also finance the repairs, or use the installment loan to repay the loan amount in fixed steps. Compare the two options with each other online and choose the car loan that best suits your personal needs. In this way you ensure that you can take out a car loan for a second-hand car cheaply, so that you can immediately use it.New car lo…

Car maintenance. After how many km? What cost?

How to maintain my car efficiently?When to do the maintenance of your car? Small or big talk? Where is the local mechanic or dealer? What budget do you anticipate? P & V Insurance has all the answers under the hood!1. How often do interviews take place?In addition to the technical data of the vehicle, the service book tells you the periodicity of the interviews: every 15,000 or 30,000 kilometers according to the manufacturer’s recommendations. Keep it in your glove box for example and make sure that your car mechanic indicates the date, the revisions made and affixes its stamp. You will be able to track what was done and when accurately. The maintenance booklet is important in case of resale of the vehicle and essential if you must involve the manufacturer’s warranty.2. Which interview: small or big?A small interviewSmall maintenance is recommended every 15,000 or 30,000 km depending on the type and age of the vehicle. It most often includes:engine oil change, which reduces fricti…

Auto/Truck cleaning: 10 tips for refurbishment

Truck/Car Wash: Here are the best tips you could follow.Discover ten tips to clean your car and restore its original shine. Without even going to the car wash!1. Washing truck/car windows, windows and windshield wipersFor windows, mix white vinegar with washing up liquid. Wash the windows with this mixture and then rub them with newspaper. They will become so glittering. And to prolong the effect of this cleaning, consider the maintenance of your windshield wipers. Clean them with a mixture of vinegar and water and then dry them with a clean cloth.2. Elimination of insect marks on headlights and bumpersRemoving insect tracks from your headlights and bumpers can be difficult. Not with this formula: soak a rag in water and baking soda. Then place the rag in a sticky stocking that you will use to scrub the affected areas.3. Shine of the bodyFor optimum shine, be sure to wash your car in the shade and in cold water. Use black soap. For rinsing, a mixture of water and white vinegar will al…

Why does a credit card purchase take several days to arrive on your account?

A meal paid at the restaurant on Friday noon that appears on your bank account only during the night from Wednesday to Thursday? Possible. Just as it is possible for another payment to be posted in less than 24 hours. However, at the time of the internet and the immediacy of the information, this delay seems very long! A behind-the-scenes survey of credit card payments, with the assistance of cBanque subscribers.Is the delay of appearance of a credit card payment on his account more or less long depending on the bank concerned? Are online banks better or worse than large networks on this point? These were the starting questions of our investigation. To answer them, we asked our subscribers to give us a history of their operations. Among all the answers, 14 people played the game by providing usable data, for nearly thirty payments made in 11 different banks (1) .The balance sheet? We have collected very specific information on the operation of certain institutions, such as the Banque …

1965 Mustang

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Welcome to MUSTANG AND CO, Specialist in the sale, repair and restoration of American ancestors.
Mustang and co is above all the passion for the legendary Mustang and Corvette. Any other US cars is of course welcome.Our vehicles come mostly from Southern California. They were selected with the
greatest rigor by us during our travels in America. We had inspected the vehicles on site very accurately.
With the help of our local agent we are exporting these beautiful cars to our old continent.A detailed report of the condition of the vehicle (mechanical and bodywork) accompanies each of our Mustang, Corvette and others.
Repairs and / or replacement of defective parts are carried out in our workshop before delivery of your vehicle.We sell all our vehicles with technical control, Belgian registration and with a 1 year warranty. 
This warranty covers both parts and labor for a period of one year. This guarantee is unique in Europe.
As a salesman-repairer and specialist, we provide a one-year…

0 Zero Down Car Loans Explained

Everything that You Need to Know About 0 Down Car Loans0 down car loans are also known as no cash down loans. These loans can be obtained very easily provided the lender feels that the borrower is repaying a fair price for the car; has trade-in or is getting the loan from trusted local dealerships. As part of the deal, the borrowers need to provide income proof through pay stubs. The procedure is carried out for ensuring that the borrower has the ability of paying back the loan. Availing a no money down car loan is one of the best options for bad credit borrowers. However, it is necessary to shop around carefully to ensure that you are obtaining the right loan at the right rates of interest. That being said, it is quite convenient to purchase a car without down payment and it is also very easy to shop for no money down loans. However, there are several reasons behind approaching such offers with great caution especially for the individuals with bad or poor credit.Shopping Around for N…