Why does a credit card purchase take several days to arrive on your account?
A meal paid at the restaurant on Friday noon that appears on your bank account only during the night from Wednesday to Thursday? Possible. Just as it is possible for another payment to be posted in less than 24 hours. However, at the time of the internet and the immediacy of the information, this delay seems very long ! A behind-the-scenes survey of credit card payments, with the assistance of cBanque subscribers. Is the delay of appearance of a credit card payment on his account more or less long depending on the bank concerned? Are online banks better or worse than large networks on this point? These were the starting questions of our investigation. To answer them, we asked our subscribers to give us a history of their operations. Among all the answers, 14 people played the game by providing usable data, for nearly thirty payments made in 11 different banks (1) . The balance sheet? We have collected very specific information on the operation of certain institutions, such as the Ba...
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